Zhang
people buy an insurance company in Chengdu, a major illness insurance was due on December 29 last year, the premium paid by bank transfer. But until this year, January 5 Mr Zhang was surprised to discover that many of the premium is also a point lying on bank card transfer the insurance company seems to have forgotten. This time Zhang anxious hurry to call the Chengdu Chinese Commercial News reporters Fan Ying and Le Zhejian Payment of all had their own insurance expire?
customers wondering:
payment period has not yet had a card for
Chengdu on December 25 last year, Mr. Zhang received the public SMS notification to the insurance company, said he bought the commercial insurance will expire on December 29 in time to save his renewal. Mr. Zhang said reminded him of this message either did not remember things renewal.
Mr Cheung's premium is paid by bank transfer on December 26 he went to the bank into the specified transfer more than 3600 yuan premium fear failure because he deliberately kept more than 100 yuan of money. But Mr. Zhang on January 5 in the bank only to find something wrong audit: Payment have been a few days of his 3,600 yuan insurance also lay a sub-account number did not move over.
worried that their insurance will not expire right? p> on the problem of Mr. Zhang of Chengdu Chinese Commercial News reporters Xiang Tasuo and Tou Baodi insurance company for advice. Stakeholders in understanding the whole matter to Mr. Zhang, told reporters after the encounter
the original insurance card for the day but not on a transfer problem. It is reported that the insurance companies signed transfer agreement with the bank twice a month opportunity to transfer the monthly time are 10 and 25. After the success of the insurance company will send statements to customers.
have a question during this period because of Mr. Zhang is not the actual payment of the insurance premium will therefore expire it? The source said this: payment within the time limit will not affect security. For example customers in the December 15, 2009 to buy insurance December 15, 2010 The second phase of the premium so paid from December 15, 2010 to February 13, 2011 60 day grace period ended in a wide Customers may at any time within the time limit will not affect the premium Jiaoqi protection if the insured person is still liable for dangerous condition of the insurance company. Friendly reminder:
transfer deposit to pay premiums of 10 yuan more than the best
the original issue date is the transfer of other insurance companies so there is a similar situation?
Sichuan Branch of Ping An Life official said the situation with Mr. Zhang Ping An Life Insurance company that is a different bank transfer once a week opportunity to transfer to higher frequencies. Some insurance companies and other big companies also confirmed that the current widely used transfer once a week some of the smaller volume of business insurance company may take a month twice a transfer approach.
remind stakeholders of Ping An Life, said: transfer can not be successful.
Small with disabilities
Q: missed a 60-day grace period to pay how to do? A: If you are not 60-day grace period to pay premiums into the insurance contract, the stay of the stay is 2 years. During this period if the Insured is not responsible for dangerous condition of insurance companies in these two years the insurance company the insured may at any time apply for reinstatement after the company agreed to repay the insurance premiums and interest on previous insurance contracts continue to be effective but health insurance recalculation of the observation period; if you 2 years after the end of the grace period, reinstatement is not applied for access to termination of the insurance policy holders can now choose surrender.
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